It’s always a great concept to obtain your credit rating into the greatest form before you begin using, and these pointers can help you do this.
1. Always check your entire credit reports
Many providers will base your credit rating on information from a single or higher regarding the UK’s three credit that is main agencies: Experian, Equifax and Callcredit.
It’s a smart idea to always check your report with every of those agencies to be sure it is up-to-date. It’s important to scrutinise your files and challenge something that could be inaccurate and dispute it in that case, for instance:
- Outdated bills address that is wrong electoral register information
- An outdated economic relationship (such a family group member/partner)
- Bank/credit accounts no further being used